How to Get Out of a Speeding Ticket

September 15, 2008 by admin · Leave a Comment 

Everyone has the same feeling when those flashing lights are suddenly in your rear view mirror.  The realization that not only were you speeding, but your wallet is already starting to cry, is enough to leave a Navy Seal in absolute tears.  Rather than just admitting that you were speeding there are some ways you can actually breeze through the situation with nary a ticket, however there are also some ways that you can ensure you are actually going to get a ticket.  Knowing the right things to say, and how to behave will allow you to really slide through the situation without feeling as if you just fought a world war sized battle.

You have to always start with the realization that most cops are really not out to get you.  Except for the few rare situations where they really are holding a grudge, most cops are simply doing their job.  Often this also means they have a specific quota that is required of them each week or even month.  In order to get away without a ticket you need to have a good reason to justify them having to pull over yet another car to make up for letting you go.  This is not always officially backed though, after all many departments claim that they do not have a quota at all, but do you really want to take a chance?

Surely, you are aware that the best way to avoid a speeding ticket is simply by not speeding, this is a very well known fact.  However, the realization is that most people at some point in their driving life will speed.  Whether you do it on purpose, or merely on accident because you were simply zoning off while driving is completely irrelevant once those lights hit your rear view mirror though.  Trying to plead your case with the wrong strategy will find you with an angry cop, while a clever excuse can help you to get away with just a verbal warning if you are lucky.

Hidden Dangers

No matter what most people think there are a few ways to assure yourself a ticket typically.  If you sit there and act like you are upset with the cop for wasting your time by daring to pull you over, you are going to get a ticket.  If you claim that the cop is lying, you are going to get a ticket.  If you even try to say that your spouse, girlfriend, boyfriend, mother, father or great aunt Suzy was talking your ear off and you completely lost track of the speed, you are going to get a ticket.  In order to get out of tickets now you need to have a creative method of attack.  Realize that when I say attack, I do not mean get out of the car and start swinging, nor do I mean play a rousting game of Catch That Car with the cop, you will lose and rather than just a ticket, you will get a free ride to jail.

Successful Strategies

Walking away without a ticket really does not have to be impossible.  However, you need to approach the situation the right way in order to be truly successful.  Your first approach is giving a good excuse for speeding.  If you claim that your wife is in the backseat in labor, she should be in the backseat actually in labor.  Do not lie to come up with an excuse because this will be the one time that things can go wrong suddenly.  If you are traveling with a stepchild, plead innocence and claim that they suddenly started screaming about having to go really bad and if you do not get them to the bathroom fast enough that you will be explaining to the other parent who hates your guts why their child had an accident.  This I can tell you will work, however the next stop for you better be the closest bathroom to actually sell the story.

Look the officer in the eye, be respectful and actually admit that you were speeding. Now without giving flirtation eyes and without adjusting your assets if you are female, ask if there is any way possible, you could please have just a warning.  You need to do this before the officer goes back to their car.  If you wait until after the ticket is written, you are stuck with it.  Asking for a warning before they go back to the car is much more apt to get the response that you want.  However, just keep it respectful, rather than flirtatious since many cops are beyond tired of the flirty games.

Another strategy is to start looking around anxiously like you are lost before you even get to the side of the road.  This is helped if you have a set of directions for a location nearby, but can still be pulled off without them.  Claim that you are extremely sorry, but allowed yourself to be totally wrapped up trying to find the abstract landmark that your friend/spouse/girlfriend/boyfriend described and you are really sorry.  Also, go on to ask if they could provide you with some directions since you are so terribly lost.  The key to this is actually distracting the officer, and if you plead that you are lost, and actually sell this rather than looking like you are faking many cops will feel sorry for you and give a warning.

One of the next highly successful strategies that you can use is try to make the cop laugh.  Most people will have trouble being ugly, hateful, or even write a ticket if they feel like they like you.  The fastest and easiest way to make this happen is to simply start trying to crack up the officer.  This is not to say that you should just start breaking out your amateur act, but rather you need to take some time to try to be real and true.  There are plenty of times when something is funny about the situation and this is one of the best ways to get the officer laughing.  Just be careful, if the officer starts to look extremely upset it is time to change strategies.

Your final strategy is a bit of a preemptive strike.  Work to locate a Fraternal Order of Police sticker.  This is great way to get out of a ticket before you are ever even pulled over.  Most cops are extremely quick to let a co-worker go, and this even extends to the family of a co-worker.  Just work on coming up with a good excuse for the sticker so if you are questioned you can answer without stammering.  These stickers are extremely cheap to come up with compared to the price of a few tickets and are an almost guaranteed way to get away with a warning, rather than drive off with another ticket to add to your collection.

Beating a traffic ticket is really not as impossible as it might seem.  Knowing that you are going to walk away with only a ticket gives you some good indications of what you are up against, but be very careful to ensure you are not guilty of any additional crimes while you are pulled over such as attempting to bribe an officer.  The wrong bribe to the wrong officer could find you in even deeper trouble with a speeding ticket the least of your concerns.

3 Great Reasons to Consolidate

September 8, 2008 by admin · Leave a Comment 

If you are a recent college graduate that happens to experiencing a bit of sticker shock at the high cost of your student loans, there are options available to help you bear the burden of your educational expenses. Student loans are the only way that many students are able to attend and pay for their college expenses.

Unfortunately, they are coming at a high price when expected incomes aren’t quite matching up with real world starting salaries and loan repayments are a bit more than you may have realized your bargaining for. Consolidation is the most logical solution for many students. Despite the drawbacks of this there are many great reasons to consolidate if you have the need including some of the reasons mentioned below.

Lower interest rates. This is one time that it is actually in your best interest to consolidate. If you can get a lower interest rate on your student loans then there really are no negatives. It is possible to get a great interest rate if you happened to borrow during a period of time when interest rates were higher than their current numbers. In this instance you can actually save a fair amount of money by consolidating, especially if you can manage to pay a little extra each month in order to minimize the time you are repaying your loans.

Lower monthly payments. This is the benefit that most people tend to look for when consolidating student loans. It is nothing to be sneezed at as the payments can be lowered significantly each month by extending the duration of the loan. If you can’t afford your current repayments or would experience undue hardship as a result then you should definitely consider consolidation in order to maintain some standard of living and not feel as though you are drowning in your student loan debt.

One bill. While not the commonly stated first reason that many students seek consolidation this is a really big benefit for students that get paid once or twice a month and need to have one bill rather than four or more separate bills to keep up with each and every year. Not only do you have a much better chance of making each and every payment you are also less likely to miss payments on one, double payments on another, or accrue late fees on several because they come due at odd times during your pay cycle.

When handled correctly, you can actually save money by consolidating your student loans. Regardless you do not want to be held hostage from life by student loan debt. Sometimes it is better to pay more over the life of your loan and enjoy life along the way than it is to pay things off quickly and yet struggle every step of the way in order to do so. Your student loans are important to repay but there are options if the debt is too great and it is better to seek these solutions and be able to repay your loans than it is to risk default or a poor credit rating otherwise.

Unique Women Need Unique Gifts

September 8, 2008 by admin · Leave a Comment 

Send this article to every man you know!

I’m sure that there is a woman in your life that may be difficult… Difficult to buy for…

What can you get a unique woman? A unique gift, of course. Here are some examples and gift ideas that you may not have thought of:

Name A Star
Can you imagine the feeling she’ll get when she knows that somewhere out in the universe, there is a star named just for her? There are a few online registries where you can not only name the star, but she’ll receive a picture of it, a certificate (and some companies even offer jewelry, too.).

If you’re going to do this, don’t wait until the last minute to order it. Allow enough time for the information to arrive in the mail.

Personalized Photo Album
When there are digital photos that are worthy of being immortalized, upload them into an online photo company and create a personalized photo album. You’ll have a choice of designs, covers, and layouts. You’ll be able to type in text that will be printed next to the photos. It is printed and shipped directly for you, already bound. Voila.

These are great for mothers, girlfriends, and sisters. I know a guy who created a photo book for his sister, filled with pictures of when they were kids. It was touching and heartfelt – and in this case, these pictures were worth more than a few thousand words.

Journals/Moleskine Notebooks
If she likes to write, then a journal or moleskine notebook may be just up her alley.
Go to a specialty paper store or even a large bookseller and peruse the types of journals available. Moleskine notebooks are a specific style of notebook; flexible and easy to slip anywhere into a purse or briefcase.

Art Supplies
Is this woman artistic? Does she paint, sculpt, draw? Art supplies are not cheap, and often it’s a luxury to buy good paint or canvas. Consider giving a gift set of acrylics or oils or even a pastel/pencils set.

If she’s “crafty”, then a gift certificate to a local crafts supply store is perfect. There are also craft classes that she might want to take – she’ll be able to practice her craft and take it home.

Metaphysical Gifts
If she believes in past lives, tarot cards, and the life after this one, then consider books to help her along the path. She may also enjoy a psychic reading or class on auras. Check into local metaphysical stores for more information. While you’re there (and if she’s expressed any interest in these items), you can pick up crystals, oils, aromatherapy sets, or even some incense.

The Homebody
We all know someone who just likes to be at home. For these women, creating a warm, comfortable environment is important. Find items that will increase her level of comfort. Books and games are often a safe bet. If she likes a particular type of TV show, then purchase a DVD set of the show itself.

Remember that every woman considers herself unique, so when you give her the gift, remind her that you purchased the gift with her uniqueness in mind. She’ll appreciate it.

Can you really burn fat with tea?

August 1, 2008 by admin · 17 Comments 

With all the hype about green tea and weight loss going around lately I decided to do some investigating. Claims from the companies who make tea range anywhere from increased energy, weight loss, cancer prevention, anti-aging, stopping certain neurodegenerative diseases such as Alzheimer’s and Parkinson’s,  fat burning properties and more.

Joy Bauer, a New York City nutritionist, says [the catechins in green tea] increase levels of the metabolism speeding brain chemical norepinephrine (noradrenaline).

I decided to conduct a little experiment. I had three friends, ranging in height and weight, each drink a different weight loss tea for 30 days. They each drank 2 cups of tea a day and continued with their normal eating and exercise habits. They were weighed in before starting the tea and after 30 days of drinking the tea. I think the results will shock you.

We tested the following 3 weight loss products:

The manufacturers have provided us with free sample links above so you may test the products yourself. Between the 3 of them you have over 4 months of free product to sample. See how each one does for you and report back to us here. We would love to hear from you.

 

Below are the results of the test as well as some other information relating to each tea.

 

While none of my friends reported any miracle disease cures one reported that she felt increased brain activity at work which she assumed was from drinking the tea. Additionally each one reported some weight loss which is very positive. Overall I think it’s safe to conclude that drinking enhanced green tea products to assist your weight loss is a worthy pursuit in your well rounded fitness program.

It also helps of course if you lay off the snacks which is my problem ;)

Get your free samples below:

Take advantage of the free trials and test these products yourself. Post a comment here if you had a good or bad experience.